We know how important and exciting buying is for homeowners and investors alike. After searching for properties online, we recommend that you read our buyer guide (below) and schedule an appointment with one of our agents to discuss your needs.
There is nothing more exciting than having the right base to work from for your family, work, play and investment. We look forward to helping you achieve your goals and to offering you a no obligation consultation.
Our senior agents have many years of experience & established members on our team have won multiple awards for customer service. Talk to us today about your buying needs, we look forward to hearing from you.
Buyer guide: 9 steps to buying success!
1. Identify your preferred areas, bearing in mind affordability and your individual requirements. Check the Whakatane school zoning at http://nzschools.tki.org.nz/
2. Start attending open homes to develop your knowledge of the market. Find an agent with whom you feel comfortable with and start building a relationship, so the agent understands your requirements and can alert you to new listings that are a suitable fit. Building a rapport with a good agent means having the widest casting net in the market so you feel confident about your buying decision.
3. Don’t take Government valuations too seriously, they don’t always reflect current market values, especially after periods of strong growth. Their main role is to benchmark local authority rates.
4. Make sure you know the vendors anticipated price range before you become emotionally involved in the property.
5. Talk to a mortgage broker or your banking rep to arrange the best loan to suit your needs. Good advice could save you thousands over the life of your mortgage.
When you have found the right property:
6. Make sure you let the salesperson know you are interested, there is nothing worse than missing out on buying a property because the sales person was not aware of your interest.
7. A valuation can provide useful and an unemotional report on the property.
8. Once you have agreed on the sale price and signed the Sale and Purchase Agreement, you will need to pay a deposit, which will be held in trust until the property is unconditional (all conditions are satisfied).
9. Immediately prior to settlement date, you should request a pre-settlement inspection just to make sure the property is in the condition you expected and that everything (chattels etc) have been included.
Vendors prefer offers without conditions, but you need to protect you position. You may want to consider the following conditions, so the agreement is subject to:
- Arranging finance (to find out how much you can afford please use a Mortgage Calculator. )
- A builders report or other building specialists report (electrician or plumber). Be mindful that the perfect house has never been built and you should make allowance for the age and normal deterioration over time.
- Solicitors approval of the purchase agreement and title search.
- A valuation report (this may be required to arrange finance).
Copyright Edge Realty 2008.